Two women talking at the orsa Playground Branch
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About us

Championing your Impossible Dreams, because You Are Enuff.

The right thing to do is the only thing to do

As a for-impact credit union, our purpose is simple: to create joy and ignite Michiganders’ Impossible Dreams. Whether it’s solving real-world financial challenges, supporting you in the dark spots, or cheering you on as you chase your goals, we’re here to make life a little brighter. Because we’ve learned that when you put people first, good things follow.

Forbes 2025 Best-in-State Credit Unions

Forbes Best-in-State Credit Union 2025

Named one of America’s Best Credit Unions!

When you lead with your heart, people notice. We're proud to be named best-in-state for the second year running!

A calling to service, financial and otherwise.

We’re not a bank. We’re a credit union! We welcome and serve all members of our Michigan communities, including historically disenfranchised groups. Because we believe deeply that no matter who you are, You Are Enuff, we prioritize Belonging for everyone within our membership—recognizing the unique challenges faced by each and every member regardless of their background. All with the purpose of helping them bring their Impossible Dreams to life. Learn more about our community impact here.

Every member is an owner—and that’s the way we like it.

Our members are the people we serve and the collective owners of the credit union, each with an equal say in elections no matter their account size. Anyone who lives, works, worships, or goes to school in Michigan can be an orsa member with just a $5 deposit.

Membership is also available for businesses and other legal entities (or for those who regularly conduct business) in Michigan. Finally, any immediate family member of an orsa member can also join us. If this sounds like you, experience the power of Belonging by becoming an orsa credit union member today!

orsa credit union

Our vision for impact

Critical Outcomes

The ends to our means

At orsa credit union, we’ve pledged to hit these goals through Belonging:

By the numbers

84k

total members and growing

$1.55 Billion

total assets in 2024

$800k

How much members saved in overdraft fees in 2024

More About orsa

Get to know us

History

See what a bear, a factory, and the iconic Daisy air rifle have to do with igniting Impossible Dreams.

Michigan Locations

See all the communities we serve across our great state of Michigan.

Member Benefits

Membership has its perks—see what’s in it for you. From great rates to exclusive rewards, being a member means more. Check out all the ways we’ve got your back!

Community Impact

Discover how we make more of your money by raising up Michigan communities.

Board of Directors

Board Members in Washington DC

Leading with purpose, serving with passion

Careers

orsa Employees gather onstage for a large group photo at their annual C3 event

Dream big. Live bigger.

Accolades

Inspiring Belonging by practicing it

Best and Brightest Companies to Work for in the Nation – Winner 2025Metropolitan Detroit's Best and Brightest Companies to Work for – Winner 2025Best and Brightest in Wellness – Winner 2025Great Place to Work Certified April 2025-April 2026 USA

Financial Services

Solving real world needs. Igniting Impossible Dreams.

As a for-impact credit union, our financial tools are built for the real world with our members' personal goals in mind.

Two women meeting at orsa credit union

Member Services

Caring service based right here in Michigan

When you need help, we’re right here for you—right here in Michigan. Whether it’s in-person at a branch or on the phone at our Care Center, we’re Michiganders just like you who listen, understand, and make it our mission to help.

Building new homes in Hillman, Michigan
orsa foundation logo

Building better futures since the beginning

The Latest and Greatest from orsa

You can change everything

You are Enuff

Photo from Fireside Chat: Closing the Equity Gap

Social Media

Share the Belonging!

Frequently Asked Questions

About Us FAQ

At orsa, every question is a good question.